Privacy Policy

1. Introduction This Privacy Policy describes how NAVY INVEST LLC (“we,” “us,” or “our”) collects, uses, and protects the personal information you provide when interacting with our services, including, but not limited to, visiting our website, participating in events, enrolling in courses, and interacting with our advertisements. This policy is in accordance with relevant U.S. privacy laws, including the California Consumer Privacy Act (CCPA) and other applicable federal and state regulations.
2. Information Collection We collect personal information that you voluntarily provide, such as your name, email, phone number, and other relevant details when filling out forms on our website, registering for events, or interacting with our social media advertisements. We may also collect data automatically, such as IP address, browser type, device information, and browsing behavior through the use of cookies, web beacons, and similar technologies.
3. Use of Information The information we collect may be used to:

• Provide, personalize, and improve our educational services.
• Communicate with you through updates, newsletters, and promotional content.
• Customize your experience on our websites and advertising campaigns.
• Respond to your inquiries, provide customer support, and manage user accounts.
• Analyze and optimize the performance of our services.

4. Sharing of Information We do not sell or share your personal information with third parties for marketing purposes without your consent. We may share your data as necessary to:

• Comply with legal and regulatory requirements, including subpoenas or other legal processes.
• Provide services through third-party partners and service providers (e.g., payment processors, marketing services, cloud service providers) who are contractually obligated to protect your data.

• Protect our rights, privacy, safety, or property and that of our users or the public.

5. Security of Information We have implemented appropriate technical, administrative, and physical security measures to safeguard your personal information against unauthorized access, alteration, disclosure, or destruction. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.
6. Cookies and Similar Technologies We use cookies and other tracking technologies to enhance your experience on our website, analyze usage trends, and optimize advertising efforts. You can manage cookie preferences through your browser settings; however, some features of our website may not function properly if cookies are disabled. For detailed information on our use of cookies, please see our [Cookie Policy].
7. User Rights Depending on your location, you may have the following rights regarding your personal data:

• Access: Request access to your personal data that we collect and use.
• Correction: Request correction of any inaccurate or outdated data.
• Deletion: Request the deletion of your personal information, except where retention is required by law.
• Opt-Out: Opt-out of the sale of your personal data, if applicable.
• Data Portability: Receive a copy of your data in a portable format.

To exercise these rights, please contact us at contato@ricosnaamerica.com.

8. Children’s Privacy Our services are not intended for individuals under the age of 16. We do not knowingly collect or solicit personal information from children under 16 without verifiable parental consent. If we learn that we have collected personal information from a child under 16, we will take steps to delete such data promptly.
9. Updates to this Policy We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by updating the “Last updated” date at the top of this page. We encourage you to review this policy periodically.
10. Contact Information If you have any questions or concerns regarding this Privacy Policy or wish to exercise your rights, please contact us at:

NAVY INVEST LLC
Email: contato@ricosnaamerica.com
Address:  5000 Thayer Center Suite C Oakland, MD 21550

11. Consent By using our services and providing your information, you consent to the terms outlined in this Privacy Policy.

Last updated: November 13, 2024